| At this time of year people are beginning to think | | | | good deals, but that doesn't necessarily mean that |
| seriously about where they are going to go to | | | | they're the cheapest out there. |
| University. Most will have submitted applications and be | | | | Additionally, any insurance policy that you get should |
| working towards their grades and be traveling around | | | | only be for one year, most students at most |
| the company visiting open days and trying to work out | | | | universities live in private accommodation in their |
| where is the best place for them to go. | | | | second and possibly third years and this poses |
| A recent student survey suggested that the current | | | | different insurance implications. |
| generation of University-goers take an average of | | | | Most landlords will have their own buildings insurance, |
| £1,400 worth of possessions with them. This | | | | but your contents will not be covered. "Student" areas |
| may be in the form of musical instruments, computers, | | | | in cities are targets for thieves, and it can be difficult to |
| printers, MP3 players, speaker systems, just about | | | | sort out conventional insurance as each room is |
| anything that you can think of has probably been taken | | | | essentially a different person's "home" and no one |
| to University by a student. | | | | wants to have their policy affected by someone else's |
| This makes universities prime targets for thieves and | | | | possessions. |
| burglars. A number of British universities have relatively | | | | If you talk to an insurance provider more often than |
| old apartment blocks with downstairs windows that | | | | not they will be able to help you out, but if you have |
| don't match up to modern safety requirements and | | | | particularly expensive items it might be cheaper to |
| even without breaking and entering it's very easy to be | | | | have them insured individually rather than included in the |
| let into a block claiming to be someone's friend. | | | | costs of your own contents, as single expensive items |
| For that reason one of the things that should be high | | | | can lift the premiums quite significantly. |
| on the list of things to do before going to University is | | | | Theft is a very real danger for students, and nothing |
| make sure that you have the correct insurance. | | | | could be more disruptive to the first few weeks away |
| Sometimes this can easily be done with your existing | | | | from home in an entirely new place than having your |
| insurance provider and items can be listed on your | | | | laptop stolen. Make sure that you take a few |
| home insurance policy. Many Universitites have | | | | moments to look around and get a good insurance |
| connections with specialist insurers that can offer you | | | | policy, and it will take a weight of your mind. |