| Backpacking is an exciting and challenging activity that | | | | corner to try and cut. |
| can be a life changing experience in many ways. | | | | Depending on your needs a standard backpacker |
| But as with any other form of travelling you need to | | | | policy may not be enough. You may have to buy |
| make sure you're covered by the right insurance policy | | | | additional cover or a more specialist policy from |
| before you go. Policies designed specifically for | | | | another provider. Always make sure all your needs |
| backpackers are routinely available now and they | | | | are covered and don't try to save money by getting |
| aren't too hard to find. | | | | less cover than you actually need. |
| The best place to start your search is via an online | | | | You also need to consider where in the world you will |
| search engine. Simply typing in the words 'backpackers | | | | be travelling to. Different policies will cover different |
| insurance' will bring up thousands of results which you | | | | destinations, so if there's a chance you will visit a |
| can then start to look through. Another good way of | | | | neighbouring country to the one you will be spending |
| finding the best policy is to go to a price comparison | | | | virtually all your time in, then make sure you get cover |
| site, which will compare lots of policies to find the | | | | for it just in case. The countries you visit will probably |
| cheapest. Bear in mind that the cheapest isn't always | | | | affect the final price you will pay, so don't forget to |
| the best though. | | | | shop around before laying down your money. |
| One key point to consider is whether you have any | | | | It's wise to remember that your needs will be different |
| special needs or requirements that you need to | | | | when you are going to spend months abroad than |
| declare. For example, do you have an ongoing medical | | | | they would be for a two week summer holiday. So |
| condition that you need to inform your insurance | | | | don't book insurance like you would for a holiday - |
| company about? If you keep it quiet to get a cheaper | | | | consider what your needs will be for the longer period |
| policy and you need treatment while you are travelling | | | | of time and buy exactly what you need to have |
| you won't be covered, so it can be an expensive | | | | peace of mind the whole time you are away. |